This year will also mark the schooling of the kids and our budget needs to be tightened again. With all the increasing household expenses, tuition fees and school expenses must be put to priority too. We wanted to give our kids the best, however, we can’t afford yet to send them to exclusive and even more expensive schools so we’ll go for the nearest Christian school in our place. Aside from it is just a walking distance from our house, I won’t have to worry about getting a school service for the kids.

Guess I am not getting excited about January getting over. But then again, it is something I need to face. Yes, all the expenses are stressing me out already. It’s like this year will be my first financially stressful year. Wish me luck, friends.