Yes, it was. The previous months have been really a pain when it comes to budgeting. We’ve been working hard with our jobs and a little extra work for extra income and be able to pay our payables but still, the budget was tough. Could anyone recommend the best personal budget software? I’d love one if you have.

Budgeting has never been an issue before as I would always be able to pay everything in time. But this year, it’s as if the payables doesn’t stop and they just keep on coming and I wanted them to end!

I have read a couple of books about financial independence and how one would be able to solve budget and spending issues but how do I apply those tips and advice when the payable is already on top of the roof? Do I need to work even more? Do I need to prioritize more? What else do I need to do to be able to get out of this mess? Yeah, now I call it a mess hahaha!

Just a little more – a little more and we will be able to get out of it. But the hardest thing really are the expenses for the car. The registration, the insurance, the maintenance and like I have posted before, it’s as if having another kid. Sigh…sighh… and more…LOL!